Financing ambitions
and revenue growth


To do business without delay and seize opportunities, you must have access to sufficient liquidity. Many companies depend on external financiers for adequate funding. There are various forms of financing working capital, and factoring is a particularly suitable alternative to traditional financing. Below we tell you what working capital financing is what types there are while we explain factoring in more detail.

What is working capital?

Working capital is the financial resource that you can safely spend. Resources that you can use to grow your business. For example, by bringing in a major customer, financing a new project, or tapping into a new region. Working capital is often explained as the current assets minus the current liabilities. Working capital financing aims to improve your working capital.

Which forms of working capital financing are there?

Traditionally, as a company, you went to the bank for working capital financing. You were limited in your options and paid heavily for them. Fortunately, there are many forms of working capital financing on the market today that offer you, as a company, much more flexibility. Among them, you can think of:

Working capital can be calculated in two ways: your gross and your net working capital. Read here: yet to be written blog how you can do this.

Factoring enables you to realize your ambitions and to effortlessly finance further turnover growth. Factoring is a particularly suitable alternative for traditional financing.

Factoring is a form of debtor financing. An entrepreneur pledges or sells his invoices and often transfers the debtor risk to a specialized company, known as a factoring company. In exchange for a payment to the factoring company, the entrepreneur receives his money directly.

What are the advantages of factoring?

Below we have set out the factoring process in a diagram.

The added value of Xolv Finance

We have years of experience and a wealth of expertise in the field of working capital financing. This ensures that we can accurately set up, implement and monitor this form of financing together with you. Additional advantages are:

In short: for tailored financing and maximizing your working capital financing, you have come to the right place!

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